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January 25, 2018 - Blog, Dog Injuries

Pre-Litigation: Demand Packages

The NJ Dog Bite Lawyer Approach to Dog Bite Cases

As the New Jersey Dog Bite Lawyer, David J. Cowhey has instituted a simple format for all of his dog bite cases to follow. Through his years of experience in dealing only with dog bite cases, he has refined his approach. With this approach, he has a 100% success rate with the dog bite claims he takes on.

Confirmation of Representation and Homeowner’s Insurance Covering Dog Attack

After signing a letter of representation with dog bite attorney, David J. Cowhey, that letter will be sent to the dog owner that attacked you. Within 1 month or so, an insurance company will usually contact our office to confirm homeowner’s insurance coverage on the part of the dog’s owner. 

Gathering Evidence and Building the Dog Bite Case

Once coverage is confirmed, your dog bite case is developed for the next six months. We order all appropriate records of your medical treatment for your dog attack injuries. During this time, we also make sure that we have obtained a collection of photographic evidence of your dog bite injuries, which are usually taken just after the dog bite in question and six months afterward, so we can ascertain how well your scars have healed. 

Preparation of Demand Package for Dog Bite Claim

Once we have all records and photographs in hand, we will prepare what we call a “demand package” for you, which is a formal letter addressed to the dog owner’s insurance company which outlines the facts of your dog bite claim, our position as to how your case will be handled in litigation, and concludes with an initial monetary “demand” that clearly states what we believe your case to be worth, given the damages and evidence available to us. The insurance company is given 30 days to respond.

Many dog bite cases settle in this manner, with both parties agreeing to a settlement amount without involving the Courts. However, some do not, as insurance companies can be very stubborn when it comes to negotiating dog bite claims. 

Next Steps After the Demand Package

Should the case fail to settle within the 30-day time frame, Mr. Cowhey will then advise you that the best way of proceeding with your dog bite case. In most cases, the next step will be to file a complaint with the appropriate venue, meaning the New Jersey Superior Court vicinage (county) where the dog attack victim resides or where the dog attack in question took place.  

NJ Dog Bite Lawyer With You at Each Step

David J Cowhey understands that for many people, this may be their first time with the legal system. He will explain and advise you at each step.

If you have been injured from a dog attack or dog bite, contact NJ Dog Bite Lawyer, David J.Cowhey at 609-513-0627 or online. He is available 24 hours a day, 7 days a week and provides a free consultation to dog bite victims. He represents dog bite victims throughout New Jersey.

Updated November 5, 2021

I’ve been bitten by a dog

Talk to The New Jersey Dog Bite Lawyer, New Jersey's most experienced and successful dog bite attorney.

or call us at

# (609) 513-0627

Dave was awesome helping me through the nightmare world of insurance claims after my daughter was attacked by a neighbors dog. Dave is very friendly, always available and extremally knowledgeable and connected to this process. I highly recommend you call him about your case,

John L.

David Cowhey, Esq. did a great job for my daughter, who had been bit by a dog and left with a scar on her leg. He is an extremely competent and responsive attorney. The whole process was very easy and he negotiated a great settlement! We are very happy. Highly recommend his professional services!!

J S

My experience with David Cowhey was amazing, he is a very knowledgeable and helpful lawyer. I got bit by a dog and it left a very noticeable scar on my leg and David was great to have on my side. He’s very easy to work with, would definitely recommend if you’re going through the same thing!

Michaela S.

Dave is so professional. My daughter was 6 when she was attacked by a friend of the family dog. I contacted Dave’s office and spoke with his secretary. She was so friendly and asked questions that made me feel comfortable. I was amazed by how fast the service was and everything was easy to understand. Dave made sure my daughter was compensated for her injuries and along with pain & suffering. There couldn’t be a more perfect choice but that’s because God helped me choose this great lawyer! He did an excellent job!!! She is 7 now and We are now able to move on better because of the help of Dave. Pick this lawyer!! I PROMISE YOU WONT REGRET ANYTHING AT ALL‼️ Thank you Dave!

Nieja M,

My entire experience with Dave and his team was 5 stars. They specialize in one thing, and this experience taught me why you want an attorney who specializes. Dave's knowledge, experience, and confidence is what made things go smoothly and quickly. Professional and quick responses always. If someone was bitten by a dog I recommend this guy, he will get you what you deserve.

Morgan K.

My wife got bit by a dog last spring; she immediately received medical care and we made a police report- all within 2 hours. Shortly thereafter, we decided to choose Attorney David to represent her. He walked us through the process. It is much more comfortable knowing that his practice only involves dog bites. He knows his stuff! We have just received notice that a fair settlement has been reached. If you have been bitten by a dog, my wife and I would highly recommend David Cowhey for an attorney. Thank you to David and his professional staff!

David D.

My 8 year old son was bitten by a neighborhood dog, leaving permanent scars on his abdomen. I immediately contacted David Cowhey. He explained the process very clearly and made it very easy for us to come to a fair settlement for my son. He was a perfect advocate for us, and he is very compassionate for the victim. We are very pleased with the hard work David has done for our son.

Stephanie D.

Lawyer Dave Cowhey (& his office) helped my wife, son and me immensely over the past 15 months. He is tremendously professional, responsive and proactive, as well as being, a great attorney. Thanks to Dave, we are now able to put our 'incident' behind us. I highly recommend his services - he will work hard and long for you to get you the settlement you deserve.

Seth K G

My experience with Dave and his law firm was wonderful. While I was nervous to start the process of something that I knew nothing about, he was extremely helpful and explained everything clearly and concisely. He answered all of my questions - day or night, weekday or weekend, and made sure I was comfortable at each step. I would highly recommend Dave and his firm!

Ariella L.

I absolutely loved my entire time of working with with Dave. He always kept my best interest in mind and made sure that I was taking care of. He was amazing at communicating all steps in the process with me, and never hesitated to answer any of my questions. Would highly recommend!

Amanda G.

Dave was extremely responsive and guided me thru the process with compassion. His specialization in dog bites really helped facilitate the process. He knows all the insurance issues and, despite the backlog of cases due to Covid, was able to settle my claim for more than we anticipated as well as earlier. I would definitely recommend Dave as I felt comfortable that I was getting the best advice every step of the way!

Kristen J.

Dave did extremely well by me and my family. He was nothing short of professional and assisted us through the entire process. I called him the day of the dog bite, and I followed his instructions to the "T". Him, and his staff, were knowledgeable on every step of the process. From medical advise, to advise on setting up our structured settlement for our child. If you need help right away, don't wait.... call him asap!!!

William W.

Dave was amazing, he handled my case with care , answered every question , email and helped me to understand the steps we needed to take. I had never dealt with a lawsuit before so of course I was nervous and thought I was going to get ripped off but nope. He was very professional and attentive. Hope I never need him again but should I ever need a lawyer for a dog bite i'm calling him first!

Neyia W.

Dave Cowhey was amazing during our case which was very personal in the sense that involved family members. He was candid and professional and always gave us his honest opinion to all our questions and concerns. He's a family man and understands how upsetting the situations are at hand. I wish he was a lawyer for everything honestly, he was fantastic! Highly recommended Dave and his team.

Courtney R.

My one year old dog and I were viciously attacked by a pit bull. I didn’t want to file a law suit initially until I realized the severity of the injuries both mentally and physically. Most lawyers are all about the money not for the justice and compassion of the victim. I am blessed to have found David. He was our hero who understood our situation was efficient knowledgeable and above all sincerely compassionate

Karol M.

Dave was hands on and always available. Steered me through the entire process and helped cover my medical costs and compensation for my scar and injury. Went over and Beyond and made me feel at ease and confident in a positive outcome. Would recommend to all.

COACH B

Honest, fast, responsive and professional. Great experience working with Mr. Cowhey and I highly recommend to handle any dog bite case.

Lilian P.

We contacted Dave when our 5 year old son was attacked by our neighbor's dog, resulting in deep wounds (and now scars) on his face and arm. Dave was extremely knowledgeable/helpful from the start, explaining how everything would work, and he was always available via phone/text if we had questions come up throughout the process. He always gave us all of the options/routes we could take and let us decide what was the best move for our family. He advocated for the best outcome for our son and always kept us in the loop. We were able to settle in a friendly hearing with the homeowner-insurance company, which was simple and straightforward, thanks to all of Dave's hard work behind-the-scenes. We definitely could not have navigated this process ourselves and we are very thankful for the help of Dave and his team!

Elisa H.

Related Blog Posts

April 24, 2017
Liability/Insurance Questions

Normally, claims for injuries suffered as a result of a dog attack are brought against the dog’s owner, who will notify their homeowner’s insurance carrier so that they may deal with...

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May 25, 2021
$100,000 for Monmouth County Woman

Our attorney, David J. Cowhey, has obtained a $100,000 settlement for a Monmouth County woman that received a dog bite to her hand. Though the bite itself was relatively small,...

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December 23, 2019
Happy Holidays 2019!

From all of us at The Law Office of David J. Cowhey, we would like to wish everyone a Merry Christmas and Happy Holidays.  Our office will be closed on...

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I’ve been bitten by a dog

Talk to The New Jersey Dog Bite Lawyer, New Jersey's most experienced and successful dog bite attorney.

or call us at

1 (609) 513-0627
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